What is CVC Print?
CVC (Card Verification Value), also known as CVV (Card Verification Value) or CID (Card Identification Number), is a three or four-digit security code printed on your credit or debit card. It's located on the back of the card, usually in the signature strip.
Why is CVC print important?
The CVC is a crucial security feature designed to protect your card from unauthorized use during online or over-the-phone transactions. It acts as an additional layer of verification beyond your card number and expiration date, making it difficult for fraudsters to make purchases without physically having your card.
How does CVC print work?
When you make a purchase online or over the phone, the merchant will ask for your CVC. This number is then transmitted to the card issuer for verification. The issuer compares the provided CVC to the one on file for your card. If they match, the transaction is approved. If they don't, the transaction is declined, and you'll need to provide the correct CVC.
Is it safe to share my CVC print?
Sharing your CVC with anyone other than a trusted merchant is never safe.
Tips to protect your CVC print:
- Never write down your CVC on your card or in your wallet.
- Be cautious of websites or emails that request your CVC. Legitimate merchants will never ask for your CVC via email.
- Always check the URL of the website before entering your CVC. Make sure it's secure (starts with https).
- Be wary of public Wi-Fi networks. Avoid entering sensitive information like your CVC on public Wi-Fi.
- Report any suspicious activity to your card issuer immediately.
What if my CVC print is damaged or missing?
If your CVC is damaged or missing, contact your card issuer to request a new card. They'll be able to issue you a replacement card with a new CVC.
Can I use my CVC print for ATM withdrawals?
No, you don't need your CVC for ATM withdrawals.
Can I use my CVC print for in-store purchases?
No, your CVC is only used for online and over-the-phone transactions.
Why is it called "CVC print"?
"CVC print" refers to the fact that the code is printed on your card. The code itself is actually called a "CVC".
Conclusion
Your CVC print is a vital security feature that helps protect your card from fraud. Always keep it confidential and treat it with the same care as your card number and PIN. By following the tips above, you can help ensure the security of your credit or debit card.