How to Buy Gift Cards with Afterpay: A Convenient Way to Spread the Cost of Gifting
Gift cards are a popular choice for birthdays, holidays, and other special occasions. They offer the recipient the freedom to choose exactly what they want, but they can also be expensive. If you're looking for a way to spread the cost of a gift card purchase, Afterpay is a great option.
What is Afterpay?
Afterpay is a "buy now, pay later" service that lets you make purchases in four interest-free installments. This means you can spread the cost of your purchase over a period of six weeks, making it more manageable for your budget.
How to Buy Gift Cards with Afterpay
While Afterpay itself doesn't directly sell gift cards, there are many retailers and online marketplaces where you can use Afterpay to purchase gift cards. Here's a breakdown of how to do it:
- Find a retailer that accepts Afterpay: Many popular retailers like Amazon, Target, Walmart, and Best Buy offer Afterpay as a payment option.
- Select the gift card you want: Choose the specific gift card you want to purchase, such as an Amazon gift card, Starbucks gift card, or Apple gift card.
- Add the gift card to your cart: Add the gift card to your shopping cart and proceed to checkout.
- Select Afterpay as your payment method: At checkout, you'll usually be prompted to select your payment method. Choose Afterpay from the available options.
- Enter your Afterpay account details: You'll need to log in to your Afterpay account or create one if you haven't already.
- Confirm your purchase: Review your order and confirm the purchase. You'll then receive your gift card code either instantly or within a few days.
Where to Buy Gift Cards with Afterpay
Here are some examples of popular places where you can find gift cards that can be purchased with Afterpay:
- Retailer Websites: Many major retailers like Target, Walmart, Best Buy, and Amazon offer gift cards that can be purchased using Afterpay at checkout.
- Online Marketplaces: Sites like Gift Card Granny and Raise offer a wide selection of gift cards that can be purchased with Afterpay.
- Gift Card Resellers: Websites like Cardpool and Gift Card Universe also allow you to buy gift cards with Afterpay.
Tips for Buying Gift Cards with Afterpay
Here are some tips to make the process smoother and more convenient:
- Check the retailer's Afterpay policy: Not all gift cards on a retailer's website might be eligible for Afterpay. Make sure to check the retailer's specific policies before you purchase.
- Compare prices: Check different retailers and online marketplaces to compare prices and find the best deal.
- Be aware of fees: Some retailers may charge a small fee for using Afterpay, so be sure to factor this into your budget.
- Stay on top of your payments: Remember that Afterpay payments are due every two weeks. Set reminders or use their mobile app to avoid late fees.
Pros and Cons of Buying Gift Cards with Afterpay
Here are some advantages and disadvantages of using Afterpay to purchase gift cards:
Pros:
- Interest-free payments: You can spread the cost of your purchase over four installments without paying any interest.
- Convenient and flexible: It allows you to buy expensive gift cards without breaking the bank.
- No credit card required: You can use Afterpay even if you don't have a credit card.
Cons:
- Late fees: If you miss a payment, you will be charged a late fee.
- Not all retailers accept Afterpay: You can't use Afterpay at every store or website.
- Potential overspending: The ease of making payments can lead to overspending.
Conclusion
Using Afterpay to buy gift cards can be a great way to make your gift-giving more affordable and convenient. Remember to shop around for the best prices, check for fees, and keep track of your payment schedule. By following these tips, you can enjoy the benefits of Afterpay without falling into debt.